Should I buy foreign currency before I depart the U.S.?

Yes, because the lines at the airport can be long to change currency and the rates are usually very high. Your travel time is valuable and you don't want to spend it searching for banks. Changing money before you go saves you time and buys you peace of mind.

How much money should I bring with me on my trip?

This can vary tremendously, this number depends on your personal spending habits as well as how much cash are you comfortable carrying. 

Why don't I just go to a bank here in the States, and change money for my trip?

Have you ever tried this? Outside of major cities like New York and Los Angeles, foreign currency is a very tiny business for US banks. Most branches don't keep foreign currency on hand.

Can I use my credit card when I travel?

Yes, you can use your credit card overseas, however; some small businesses may not accept them. We always recommend contacting your credit card company to let them know you where you will be traveling ahead of time. You may also acquire fees when using your card overseas, for more information about these fees please contact your credit card company and/or bank.

I have foreign money, do you buy it back?

Yes, we buy back foreign currency as long as it is still in circulation. We do not buy back coins. We also charge a $6 flat rate fee that is deducted from the amount that we give back to you.

I've just looked at foreign currency exchange rates in the newspaper, or on an online "currency converter". Why are these rates much lower than what you're offering?

The rates you see in the newspaper and on "currency converters" are for exchanges between banks usually for transactions of $1,000,000 and over. These are called inter-bank rates and are not available to the public. Purchasing actual bank notes is more expensive because of the handling costs involved for shipping, security, etc.


Suburban Travel & Currency Exchange is registered with the Department of Treasury, Money Services Business (MSB).



Cruise and Vacation Specialists serving the greater Rochester, Michigan community since 1966.