Amazing Rates!

Rates as low as 3.00% APR - Let One Stop Car Shop put you in the driver's seat!

With an auto loan from One Stop Car Shop you will love your payment as much as you love your car.

We'll find you the best possible rate on your loan. - we have auto rates as low as 3.00% APR*.

After you have completed the One Stop Car Shop form in the "Getting Started" section of this website, you will be contacted by an One Stop Car Shop Loan Officer to get the process started.

Are you feeling the love? It's ok. We get that a lot

Promotional rates are for new loans only. Existing One Stop Car Shop balances are excluded from this offer.

The Security You Deserve!

Guaranteed Asset Protection

Save Out of Pocket Expenses

Did you know that if the vehicle you are now purchasing is totaled, or is stolen and not recovered, your insurance may not pay off the total amount due to your financial institution?

Guaranteed Asset Protection pays the difference between the Actual Cash Value (ACV) of your vehicle, which is determined by your primary insurance company, and the unpaid balance that is owed.

Why do you need Guaranteed Asset Protection?

  • Protects your credit rating
  • Covers losses that your primary insurance may not
  • When you drive your new car off the dealer's lot, it depreciates 10%-15% of its value
  • One vehicle is stolen in the U.S. every 27 seconds
  • Every year a half million vehicles are totaled due to accident, fire and theft

Ask your One Stop Car Shop Loan Officer about purchasing Guaranteed Asset Protection

Facts provided by the Highway Traffic Administration, National Insurance Theft Prevention and Auto Theft Information Authority.

Major Mechanical Protection

Protection From Costly Repairs

As time goes on, the likelihood of mechanical failure on your vehicle is inevitable. With Major Mechanical Protection, you can protect yourself against the expense of future costly repairs.

You're on vacation, over 100 miles away from home and you experience transmission problems. You have your vehicle towed to a repair facility and they tell you it is going to take a day or so to complete the job. You find it necessary to rent a car and check into a hotel. Now, the incidental expenses are adding up!

The best time to invest in a mechanical repair program is when you first buy your vehicle.

Ask your One Stop Car Shop Loan Officer about purchasing Major Mechanical Protection

Your Bill WITHOUT Major Mechanical Protection

Transmission Repair

$2,318

Towing

$50

Car Rental (1Day)

$35

Hotel and Restaurant (1 Day)

$50

Total Expenses

$2,453

Your Bill WITH Major Mechanical Protection

Transmission Repair

$50*

Towing

$0

Car Rental (1Day)

$0

Hotel and Restaurant (1 Day)

$0

Total Expenses

$50*

*Deductible may vary based on the type of plan purchased
* APR is Annual Percentage Rate.  Rates quoted are offered depending on creditworthiness and key loan characteristics, including but not limited to amount, term, and vehicle characteristics.  Rates are subject to change without notice.